Auto insurance rate increases are slowing down in 2025 compared to previous years

It’s probably not quite the break Washington state drivers were hoping for, but the rate of increase in the cost of auto insurance appears to be slowing down. “I checked the numbers just to see where we’re at for 2025 through six months, and we’re at 1.8%,” said Aaron VanTuyl, communications manager at the Washington State Office of the Insurance Commissioner, noting that’s not likely won’t show up in premium rates for the remainder of the year but should result in much smaller increases for 2026.